Upcoming Changes to SNAP – Standard Deductions, Shelter Cap, and More

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Upcoming Changes to SNAP - Standard Deductions, Shelter Cap, and More

The USDA, in conjunction with the Food and Nutrition Service (FNS), is set to roll out significant changes to the Supplemental Nutrition Assistance Program (SNAP) from October 1, 2024. These updates include new deduction amounts and shelter caps that will directly affect SNAP applicants and recipients across the United States and its territories. Notably, this also involves a substantial increase in benefits for most states, while Hawaii will see a reduction due to the 2025 Cost-of-Living Adjustment (COLA). Here’s a breakdown of what to expect.

Increases

Starting October 1, 2024, recipients of Food Stamps in the 48 contiguous states and the District of Columbia will see an increase in their SNAP benefits. This boost is a welcome relief for many households as they navigate rising costs of living. Alaska, Guam, and the U.S. Virgin Islands will also benefit from this increase.

However, residents of Hawaii will experience a decrease in their SNAP benefits following the 2025 COLA adjustment. Despite these changes, the minimum SNAP allotment will remain at $23 for households with one or two members in the 48 contiguous states until September 30, 2025.

Deductions

The SNAP standard deductions will see an increase across the board, with the new amounts being effective from October 1, 2024, through September 30, 2025. These deductions vary depending on your location and household size.

SNAP Standard Deductions

LocationHousehold SizeDeduction Amount
48 States and DC1-3 members$204
4 members$217
5 members$254
6+ members$291
Alaska1-5 members$348
6+ members$364
Hawaii1-4 members$287
5 members$292
6+ members$335
Guam1-3 members$409
4 members$432
5 members$507
6+ members$581
Virgin Islands1-2 members$180
3 members$217
4 members$254
6+ members$291

These adjustments ensure that more households can access adequate support, reflecting the varying costs of living across different states and territories.

Shelter Caps

The USDA has also introduced new Maximum Excess Shelter Deductions, which can significantly impact the amount of SNAP benefits a household receives. These shelter caps, effective through September 30, 2025, vary based on location, providing higher caps for areas with higher living costs.

SNAP Shelter Caps

LocationMaximum Amount
48 States and DC$712
Alaska$1,137
Hawaii$959
Guam$835
Virgin Islands$561

Homeless Shelter Deductions

For those who are homeless, there will be a new maximum shelter deduction of $190.30, applicable across all states and territories. This standardized deduction aims to simplify the process for homeless individuals to receive the assistance they need.

Asset Limits

In addition to these changes, new maximum asset limits will be implemented for those seeking SNAP benefits. As of the 2025 COLA adjustment, the asset limit is set at $3,000 for most households. However, for households with at least one member who is 60 years or older or who has a qualifying disability, the asset limit will be $4,500. These asset limits ensure that SNAP benefits reach those who need them most, while also accounting for the financial needs of elderly and disabled individuals.

As these changes take effect, it’s essential for SNAP applicants and recipients to stay informed and know how these updates may impact their benefits. The USDA and FNS aim to provide more equitable and accessible assistance, reflecting the diverse needs of households across the United States.

FAQs

When will the new SNAP changes take effect?

The new changes will begin on October 1, 2024.

Will all states see an increase in SNAP benefits?

Most states will see an increase, except Hawaii, which will see a decrease.

What is the minimum SNAP allotment for 2024-2025?

The minimum allotment is $23 for one or two-member households.

What is the new asset limit for elderly or disabled households?

The asset limit for these households is $4,500.

How much is the new homeless shelter deduction?

The new deduction is $190.30 across all states and territories.

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Emma Johnson

Emma Johnson, from California, leads Entiger with a passion for financial journalism and a dedication to providing accurate and insightful content.

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